State Farm Denied Roof Claims

A client who hired us for a roof repair in carmel in filed a claim with state farm for wind damage to his roof.

State farm denied roof claims.

Insurance claims for roofs can be easy or difficult. Let me tell you a little secret just because you can find a roofer to fix your roof for the amount of money that allstate or state farm or farm bureau said it was worth does not mean that the claim was properly paid. If there is significant damage from wind or hail the adjuster will pay for the replacement of the slope or slopes that are damaged but do not have to pay for the undamaged portion of. I came across a trial court order which discussed state farm s operation guideline for handling hail and wind damage to composition roofs.

State farm will notify you in writing with its final decision approximately 30 days after receiving the paperwork for the appeal of your claim. We may collect personal information from you for business marketing and commercial purposes. A roof is designed to protect the house from water wind damage. The roof had passed muster with our home inspector and we have had some severe wind and rain storms since we moved into the house.

We value your privacy. State farm denied the request to replace the entire roof paying to repair the damaged shingles instead. The shingles on our customer s roof are no longer in production. After having one local roofer inspect the roof i went ahead and filed a claim trusting state farm would like a good neighbor come through and make everything allright.

Insurance claims for roofs were a part of that exorbitant figure. Th e operation guide provides direction to claims handlers for handling roof claims that involve damage from wind or hail. Specifically you want to clearly explain why state farm should not have denied your claim. In 2012 hail and wind damage cost state farm insurance more than 3 9 billion.

Mail the completed appeal paperwork to the address listed on the form.